4. Credit Card Surcharges

With these settings, you can add a surcharge for credit card payments. To set up two separate surcharge settings for different credit card types, use the different setting groups in “Credit Card Surcharge” and “Credit Card Surcharge 2”.

A credit card surcharge can only be applied if your store uses a payment solution where customers enter credit card details on your website, rather than an external payment solution.

Please check your credit card contractual agreement to check whether you are permitted to apply a payment surcharge, as this varies from country to country and from payment provider to payment provider.

If applying different surcharge amounts to different credit cards type, we recommend including in an appropriate place in your store the respective charges for different credit card types, so your customers won't be surprised by any surcharge.

Frontend Example: 

2.5% credit card surcharge (all card types)

Backend Settings:

Enable Credit Card Surcharge (v1.0.0+)

When set to Yes, credit card surcharges will be enabled.

Credit Card Types (v1.0.0+)

Control-click to select as many credit card types that you wish to apply the surcharge to.

Payment Surcharge Type (v2.0.3+)

Choose your preferred calculation model:

  • Fixed: The amount in the Fixed Transaction Cost field
  • Percent: The percentage in the Credit Card Surcharge % field is added to the calculation base (refer to settings for “All Surcharges”)
  • Fixed + Percent: The sum of both the Fixed Transaction Cost and Credit Card Surcharge %
  • Fixed Minimum: The higher of either the Fixed Transaction Cost or Credit Card Surcharge %

Fixed Transaction Cost (v2.0.3+)

Enter the fixed transaction cost you wish to charge - eg. 10 (remember not to add any currency symbols).

Credit Card Surcharge % (v1.0.0+)

Enter the percentage that you wish to charge – eg. 2.5 (remember not to add the % symbol).

Surcharge Description (v1.0.0+)

Enter the surcharge description that will be visible to the customer – eg. “Credit card surcharge 2.5%”.

Apply Group Filter (v2.2.4+)

When set to Yes, you can choose to apply the surcharge only to particular customer groups. When set to No, the surcharge will be applied to all customer groups.

Only for Customer Groups (v2.2.4+)

If you have set “Apply Group Filter” (above) to Yes, use this setting to choose which customer groups the surcharge will apply to. Control-click to select as many customer types you wish to apply the surcharge to.


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